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FINANCE

The Grachi Finance department also offers debt coverage services  for any size business:
What is debt service coverage?

Debt service coverage ratio is a financial ratio that measures a company's ability to service its current debts by comparing its net operating income with its total debt service obligations. In other words, this ratio compares a company's available funds with its current interest, principle, and sinking fund obligations.
The debt service coverage ratio is important to both creditors and investors, but creditors most often analyse it. Since this ratio measures a firm's ability to make its current debt obligations, current and future creditors are particularly interested in it.
Creditors not only want to be aware of the financial state of a company, they also want to be concertized about what the business owes and the available funds to remit the current and future debt. Unlike the debt ratio, the debt service coverage ratio takes into consideration all expenses related to debt including interest expenses and other obligations like pension and sinking fund obligations. In this way, the DSCR is more telling of a company's ability to pay its debt than the debt ratio.
With the above one may then consider our Petty Cash Management Solution.

Critical Factors

  • Debt Service Coverage.
  • Petty Cash Management.
  • Internal Controls.
  • Cash Conversion Cycle.
  • Cash Flow Management.